Who this guide is for
US adults who already have — or are about to fund — a Polymarket US account and now need to find the spendable cash / buying-power figure: where official help or the live Portfolio names that row, what Max’s available balance is, and why an open ticket is not that number. This is not how to deposit, not how to withdraw, not how to read your portfolio, and not how to favorite a market. Those pages are the on-ramp, the off-ramp, the filled-position list, and the star on one card. This page is only locating the cash row. Then we link out. Polymarket is the only live outbound on this page.
Where the spendable figure lives
Hard rule: if official US help names the field, we name it. If a column is not on those pages, we describe the action. Official Check Your Balance is the cash rule. Official Place a Trade names the Portfolio tab and Max’s available balance. Official Website vs App keeps that read inside the US app.
Portfolio tab — cash balance is the published spendable row
Official Place a Trade + Monitor Your Positions
Official Place a Trade: open the Portfolio tab to track your position and market value. Official Monitor Your Positions: that screen shows cash balance, open positions, and total account value. Official Check Your Balance and Official Monitor Your Positions both call cash funds available to trade or withdraw. That cash row is the published US door for the number this page is after. Official Website vs App: US residents sign in and trade in the Polymarket US app, not on polymarket.com. If the live US app already says Cash, Available, Wallet, or Profile for the same figure, use that live word.
Max on a ticket reads available balance — that is a trade-ticket action
Official Place a Trade
Official Place a Trade: enter the dollar amount you want to trade, or tap Max to use your available balance. That is the only official US retail page we checked that prints the words available balance as a control. Max fills the size field with what the desk will still let you put on that Yes or No. It is not a withdraw button, and it is not a second Portfolio tab. If the live ticket already prints Available, Use max, or another spend chip, follow that live label. We will not invent a header those pages do not print.
“Available cash” is not a confirmed Portfolio column
No named Available cash header
Official Check Your Balance teaches available funds. Official Place a Trade names available balance on Max. Official Glossary names cash balance and buying power. Official Monitor Your Positions, Official Place a Trade, and Official Glossary do not reprint a retail column literally labelled Available cash. We will not invent one. The action is: open Portfolio, read the cash row, then — if you are sizing a ticket — confirm Max’s available balance. If the live Portfolio already prints Available or Available cash, use that live word. If it only prints cash, that cash row is still the figure.
API buyingPower is not a confirmed phone chip
Official Get Account Balances · flagged
Official Get Account Balances names currentBalance as fiat not including security values, buyingPower as unencumbered capital available for trading after security valuations and open orders, and assetAvailable as available collateral on securities. It also names openOrders and unsettledFunds. Official Place a Trade and Official Monitor Your Positions do not reprint those strings as a retail Available cash or Buying Power tab. We will not paste an API field onto the US swipe. If the live row already prints Buying power, follow that live text.
Official Portfolio tab · cash balance · Max available balance · no invented Available cash column
What official labels you can actually follow
Official Glossary names cash balance, buying power, and instant buying power. Official Orders & Trading is the spendable-on-a-new-ticket line. Official Monitor Your Positions is where the cash row sits. We name those labels. We do not reprint a live dollar. See how to tell cash from buying power for the later split — this page does not clone it.
Cash balance — money not tied to an open ticket
Official Check Your Balance + Glossary
Official Glossary: cash balance is funds in your account not tied to open positions. Official Check Your Balance: that cash is the money you can trade or withdraw back to the original deposit source. Deposits appear as cash. Sale proceeds and resolved-market proceeds return to cash automatically. Official Monitor Your Positions repeats the same cash row next to open positions and total value. This page is how to find that row. How to tell cash from buying power is the later split. We do not reprint a live dollar.
Buying power — cash the desk will still let you put on a new ticket
Official Glossary + Orders & Trading
Official Glossary: buying power is cash available to open new positions after margin is applied. Official Orders & Trading: buying power is the cash you have available to open new positions; it falls when you buy contracts and rises when you sell or a market settles in your favor. Official Place a Trade’s Max available balance is the published retail action that reads that spendable figure onto a ticket. Official retail Portfolio pages we checked do not reprint Buying power as a column header. If the live app prints it, follow the live label. If it does not, read cash on Portfolio and available balance on Max — do not invent a third number.
Instant buying power — trade now; it is not a cleared payout row
Official Glossary
Official Glossary: instant buying power is the part of a deposit that becomes available to trade immediately. Official Fund Your Account and Official Debit Card: debit and ACH may credit that instant slice while the deposit is still processing. Official “Why can’t I withdraw my funds?”: you cannot withdraw the original deposit or proceeds tied to that buying power until the funds fully clear. This page names that label so you do not read a just-funded screen as bank-ready cash. How to deposit and How to withdraw are those cashiers. We do not walk them here, and we do not reprint a live instant figure.
Official cash balance · buying power · instant buying power · Max available balance · no live number
What is not the available-cash figure
Official Monitor Your Positions puts open positions and total value next to cash. Official Can I sell early? is how a live ticket becomes cash on the exchange — not a bank deposit. A starred card is how to favorite a market — this page does not clone that star.
An open position is a filled ticket — not the spendable cash row
Official Monitor Your Positions
Official Glossary: an open position is the contracts you currently hold. Official Monitor Your Positions: that row shows contracts held, average entry price, current market price, and potential payout. Official Check Your Balance: cash is the money not tied to any of those rows. Position value is a mark. Potential payout is what that side pays if it grades yes. None of that is the available-cash figure. How to read your portfolio is that filled list. This page does not clone it.
Total value adds cash plus positions — that sum is not spendable cash
Official Monitor Your Positions
Official Monitor Your Positions: total value is the combined value of cash and positions. Official Glossary names position value as the real-time dollar value of open positions. Adding those together is a snapshot of the whole book, not the cash you can still put on Max and not the cash you can send off the desk. If the live header already says Total, Equity, or Account value, read it as that sum — then drop back to the cash row for the number this page is after.
A resting order reserves size — it is not a second cash balance
Official Glossary + Get Account Balances
Official Glossary: an open order is an order waiting on the book to be filled. Official Orders & Trading: unfilled size is still Open or Partially filled. Official Get Account Balances folds open orders into the buyingPower math. That reserved clip can make Max’s available balance smaller than the cash row. Canceling the remainder is a different how-to. It does not print a second Available cash column, and it does not send money to a debit card.
A starred market and a promo credit are not this figure either
Official Place a Trade + promo FAQ
Official Place a Trade is tap a market, pick Yes or No, enter a dollar amount or Max, then swipe. Starring or saving that card — How to favorite a market — does not change cash. Official “Why can’t I withdraw my promotional credit?”: promo credits are trading credits, not cash, and cannot be withdrawn. Do not add a starred ticket or a promo chip onto the cash row as if Check Your Balance printed them there.
Official open position ≠ cash · total value ≠ spendable · promo credit ≠ cash · no live balance
How to find the spendable figure
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Step 1
Stay on the Polymarket US app — then open the Portfolio tab
Official Website vs App: US residents sign in, deposit, and trade in the Polymarket US app; polymarket.com is a different product and US residents cannot deposit or trade there. Official What is Polymarket US? is the fiat, CFTC-regulated desk this page belongs to. Official Place a Trade: open the Portfolio tab to track the position and market value. Official Monitor Your Positions: look for cash balance next to open positions and total value. If the live control says Wallet, Profile, or Cash, use the live screen. If the sports desk is hidden where you live, stop.
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Step 2
Read the cash row — follow Available or Buying power only if the live screen prints them
Official Check Your Balance: cash is money not tied to an open position, and it is funds available to trade or withdraw. Official Glossary names cash balance and buying power as two published terms. Official Monitor Your Positions, Official Place a Trade, and Official Glossary do not reprint a retail column labelled Available cash on the swipe we checked. We will not invent one. If the live Portfolio already prints Available, Available cash, or Buying power, use that live label. If it only prints cash, that cash row is the figure. We do not reprint a live number.
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Step 3
If you are sizing a ticket, confirm Max’s available balance — that is not a withdraw
Official Place a Trade: tap Max to use your available balance. That chip reads what the desk will still let you put on this Yes or No. It can be smaller than the cash row if an open order is reserved or if margin is locked on a short. Official Collateral and Margin: a short can lock $1.00 per contract. Official Get Account Balances names unsettledFunds as not yet available to trade — API language, not a confirmed retail chip. Max is a size helper. It is not Profile → Withdraw.
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Step 4
Do not treat an open ticket, total value, or a just-funded instant slice as this figure
Official Monitor Your Positions: open positions and total value sit next to cash — they are not the cash row. Official Glossary: instant buying power is the part of a deposit available to trade immediately. Official Withdrawal Rules call an uncleared deposit funds in flight: you can still trade; you cannot withdraw. Official “Why can’t I withdraw my promotional credit?”: promo credits are not cash. How to tell cash from buying power is that split. This page only finds the spendable figure. We do not invent your personal clear clock.
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Step 5
Leave deposit, withdraw, portfolio rows, and starring a card to their own how-tos
How to deposit is Profile → Deposit → Pay With. How to withdraw is Profile → Withdraw → Withdraw To. How to read your portfolio is the filled open-position list. How to favorite a market is the star / save on one card. This page is only where to find the cash / available / buying-power figure, what official labels you can actually follow, and why an open ticket is not that number. Event contracts can settle at zero. Trade only what you can afford to lose. Nothing here is investment advice.
This is not a deposit, a withdraw, a portfolio list, or a star
Sending money onto the desk is How to deposit on Polymarket. Sending already-cleared cash off the desk is How to withdraw on Polymarket. The filled open-position list is How to read your portfolio on Polymarket. Marking one card so you can reopen the same printed sentence is How to favorite a market on Polymarket. This page will not invent a US Available cash column, and it will not reprint a live cash figure.
The later split — withdrawable cash versus buying power still tied to a ticket, a resting clip, or an uncleared deposit — lives on How to tell cash from buying power on Polymarket. We name those official terms so you can find the row. We do not clone that walk.
Blocked and contested states
Reported unavailable as of June 2026: Arizona, Illinois, Massachusetts, Maryland, Michigan, Montana, Nevada and Ohio. That list is not a promise it stays still — litigation around sports event contracts in particular can narrow or shift access. If you are in a listed state, do not treat a cash or buying-power row as money you can spend or withdraw. If you are in Florida or another green-light state, still confirm Portfolio opens before you treat a figure as yours.
Age is 18+ with identity verification. That is a different gate from the 21+ / responsible-gambling frame on our DFS pages, because these are traded financial instruments. If you also want NFL DFS, start at the picks hub — those contest-score and withdrawable-bonus rules do not carry over. Compare platforms on the prediction-markets hub.
What you will not get from this page
A dollar welcome match, a paste-this promo code, a live cash or buying-power figure,
an invented Available cash column, a claim that the US app prints the API
buyingPower field, a cloned deposit / withdraw / portfolio / favorite-a-market
walkthrough, a newsletter form, or claim buttons for Kalshi, DraftKings, FanDuel,
Underdog, Sleeper, PrizePicks, Hard Rock or BetRivers. We could not verify a standing
official US welcome bonus on Polymarket’s own terms. Other publishers’ partner codes
are theirs; we do not copy them. The honest user-facing line is still
US access via CFTC-regulated QCEX — open the Portfolio tab in the US app,
official Monitor Your Positions names cash balance as funds available to trade or
withdraw, official Place a Trade names available balance on Max, official Glossary
names cash balance and buying power, official retail pages we checked do not reprint
an Available cash column, an open ticket is not that figure, this is not sportsbook
or investment advice, and anything those public pages do not print is not a label
or a number we invent. Last verified August 8, 2026.
Related reading
US access via CFTC-regulated QCEX — confirm live sign-up terms in-app
CFTC-regulated US exchange (QCEX) · confirm live terms in-app
Affiliate link — we may earn a commission at no cost to you. 18+. Trading involves risk.
Frequently Asked Questions
Where do I find available cash on Polymarket US?
Is “available cash” the same as cash balance or buying power?
Does Max show the cash I can withdraw today?
Is an open position or total value the same as available cash?
Is this the same as depositing, withdrawing, reading your portfolio, or favoriting a market?
Can I read available cash on the international website or from an API field?
Can I read available cash on Polymarket in every US state?
Which claim button is actually live on this page?
Is there a Polymarket available-cash bonus or promo code on this page?
Is reading available cash on Polymarket the same as checking a sportsbook or NFL DFS withdrawable balance?
Advertising disclosure: Polymarket links are affiliate links — we may earn a commission at no cost to you, which never affects our ratings. Kalshi, DraftKings, FanDuel, Underdog, Sleeper, PrizePicks, Hard Rock and BetRivers have no live outbound claim on this page. Event contracts are CFTC-regulated financial products, not gambling. Trading involves risk and you can lose money, including your entire stake. Not investment advice. 18+. DFS pages on this site use a separate 21+ / 1-800-GAMBLER frame. Availability and terms can change — confirm current terms on Polymarket. Last verified August 8, 2026.